Description Details
Extras din studiul privind potentialul pietii din Romania pentru dezvoltarea afacerilor online prin magazine virtuale de comert electronic, realizat de Ministerul Comunicaţiilor şi Tehnologiei Informaţiei. Studiul îşi propune să evalueze piaţa de comerţ electronic din România şi să vină în sprijinul tuturor celor care doresc să dezvolte proiecte în acest sector de activitate: guvern, bănci, asociaţii profesionale şi patronate, intreprinzători, etc. ...

Excerpt Details
Studiul îşi propune să evalueze piaţa de comerţ electronic din România şi să vină în sprijinul tuturor celor care doresc să dezvolte proiecte în acest sector de activitate: guvern, bănci, asociaţii profesionale şi patronate, intreprinzători, etc....

Description Details
Critical analysis of the foundations and tenets of capitalism and of the dismal science - economics.

Description Details
This book will serve as revision purpose. It is prepared with five effective pages of Summary which only you need to read to recapture the concept covered in PGBP Head. Do only print such five pages and If you are reading it on digital media then its best....

Description Details
Summary of Salary head under the Income Tax for Taxation Students of India. This book will serve for last minute revision. This book is prepared with five effective pages of Summary which only you need to read to recapture the concept covered in Salary Head....

Description Details
The book is for CA Final November 2014 however it can be used for May2015 CA Final exam.

Description Details
This book contains solutions done from CA Final RTP November 2014 issued by ICAI, but in style of "Dani Ki Costing" DKC. I am student of DKC, youtube chanel study group, and extending the concept of DKC for Free education of Paper5 Advance Management of Accounting of CA Final. "Jab tak samundra me pani rahega Costing me Professor Dani rahega"...

Description Details
This essay explains what asset bubbles are, how they are created, and why asset bubbles are always the outcome of govrernment policies and never the result of free market forces....

Description Details
There is a wide spread belief that the banking sector created the current crisis. In this essay I explain in very simple words why private banks are not responsible for the crisis, and more specifically why private banks cannot create what is called "inflationary money". I explain that inflationary money is always and everywhere created by governments. I also explain how and why governments do so. Finally I say a few things about conspiracy theories concerning the central banks, since the latter play a key role on what we call "inflationary money". This essay is written for non economists with an interest on the subject . Even though I have postgraduate studies in economics I am not a specialist, and this document is the knowledge I gathered in an attempt to answer my own questions. Moreover, English is not my first language so you will have to excuse my syntax....

Description Details
I started writing this book on my cell phone on an airplane flight- with my phone in “airplane mode”, of course... While trapped in my seat for a couple hours I started typing a list of ways to spend less money and ended up with 101 tips. After I landed, I added some description, stories, and details to each tip to create a resource to help people spend less money. The tips on saving money in this book can be used to save money, of course, but they can also help you think about money and spending in a different way. Things look different when you have your debt and spending under control. New possibilities open up. You have more freedom and less stress. ...

Excerpt Details
Buying food at a convenience store is rarely a good idea, but if you do, here is a tip to avoid paying sales tax on food items. Back in college, I would sometimes get a "grinder" burrito at a convenience store, not a bad lunch for about $1.00. If you paid for the burrito before microwaving it, it was considered a grocery item and there was no sales tax. If you microwaved it first and then paid for it, you were charged 6% sales tax since it was considered a prepared food item. Of course, saving 6 cents on a burrito is not going to change your life, but if you can save 6 cents every time you get a burrito, savings can add up over time. The point is not to pay more than you need to pay for anything and hold on to the savings, no matter how small. Wasting money is a bad habit- I try to adopt a "zero-tolerance" policy for wasting money. I suppose some would say I could save even more money by either not buying the burrito, or by buying the burrito somewhere else- you can get a burrito for 79 cents at Taco John's on "Taco Tuesday", or probably make one at home for about 35 cents. It is always a fuzzy line between "needs" and...

Table of Contents Details
Dedication Introduction Disclaimer Tip 1: Avoid sales tax on food Tip 2: Save big at Kohl’s Tip 3: Save 10% on milk Tip 4: Make coffee at home, save over $500 per year Tip 5: Pack lunch instead of eating out Tip 6: Sharpen disposable razor blades Tip 7: Cut cable TV or satellite TV Tip 8: Buy less gas for your car Tip 9: Enjoy cheap- or free- exercise Tip 10: Save when eating out Tip 11: Get pets at the animal shelter for almost free Tip 12: Have less stuff Tip 13: Haircuts at home Tip 14: Walk instead of drive Tip 15: Credit card points Tip 16: Avoid dry cleaning Tip 17: A Subway $5 footlong is a good deal Tip 18: Use energy efficient lighting Tip 19: Improve home insulation Tip 20: Reduce your house payments with a mortgage re-fi Tip 21: Buy used items and save Tip 22: Stop making car payments Tip 23: Avoid recreational shopping Tip 24: Cut small unnecessary purchases Tip 25: Utilize free resources at your library Tip 26: Free or cheap hobbies Tip 27: Get an artificial Christmas tree Tip 28: Plan meals, shop with coupons Tip 29: Drop newspapers and magazines Tip 30: Staycation instead of vacation ...

Description Details
An exchange traded fund (ETF) is a communal vehicle for investment, as is an exchange traded note (ETN). This primer profiles the duo of instruments and compares them to mutual funds. The relative merits of the securities are explained, along with the grave risks both blatant and subtle. The serious investor has to juggle the crucial factors in order to thrash out a robust program of investment....

Excerpt Details
As a supple tool for investment, the exchange traded fund (ETF) has enjoyed explosive growth since its debut on the stock market. To a lesser extent, the story is similar for the exchange traded note (ETN). The popularity of these vehicles stems from the ease of investing in a diversity of assets at low cost. An ETF is an investment pool whose shares are listed on a bourse. For this reason, the securities can be bought and sold just like any other stock by way of an equity account at a brokerage firm. From a historical stance, the traditional form of communal investing lies in the mutual fund: a commercial trust whose shares are offered for sale directly to the general public. In other words, an investor deals with the operator of the collective pool in procuring and unloading the units. By contrast, the shares of an ETF are traded amongst the actors within the stock market. This primer begins by profiling the exchange traded fund. One topic deals with the similarities and differences between an ETF and a mutual fund. Another issue involves the contrast between active and passive modes of investment in tending a portfolio o...

Table of Contents Details
Climb and Slide of Mutual Funds Active versus Passive Ploys Hidden Dangers Travails of Index Funds Physical versus Synthetic Assets Exchange Traded Note Madness of the Mob Bane of Leverage Additional Forms of Risk Wrapup of the ETF and ETN Further Information References...

Description Details
This essay is a common sense approach to the issue of economic monopolies, written for the general reader with no knowledge of economics. I clearly explain why monopolies are always the result of government regulation and not as socialists claim the result of the free market. I have postgraduate studies in economics, but I am not a specialist on the subject, and this essay represents the knowledge I gathered in an attempt to answer my own questions. English is not my first language and you should be ready to excuse my syntax....

Description Details
Relocation is often defined as a stressful and nerve-racking experience that eats up too much time and money, leaving you emotionally and physically drained. And yet, it doesn’t have to be this way. The key to successfully writing your own happy ending to the grim moving story is to be adequately prepared for Moving day by following the required packing steps. Cleverly structured by esteemed relocation experts and, the purpose of this moving book is to help you organize and execute a smooth and trouble-free move with the least effort on your part. Be well informed. Be a smart decision-maker. Make all the right moves....

Excerpt Details
It is universally known that moving often turns out to be a stressful experience with an insatiable appetite for time and money. The psychological impact of any relocation process cannot be predicted with any certainty and its side effects may last from a couple of weeks to a few years depending on what type of person you are. Being well prepared for the upcoming move is fundamental not only for your emotional well-being, but for that of the people around you as well....

Table of Contents Details
Introduction How To Mentally Prepare For A Move “Plans are nothing; planning is everything” It’s time to say goodbye You are what matters most A change might do you good Top 10 Best Organizing Ideas For Moving Be prudent when choosing your moving service Box it in and pack it up Devise a clever sorting system Make a survival kit Guard your valuables Get rid of excess stuff Accept any help you can get Let your camera be your pal Spread the word Make it children and pet safe Bonus idea: Start early and don’t rush yourself Top 10 Moving Mistakes And How To Avoid Them 1. Not planning your move 2. Failing to ask for an in-house estimate 3. Not obtaining multiple moving quotes 4. Not researching the moving companies 5. Choosing the company with the lowest quote 6. Bypassing items during the estimate 7. Packing poorly the day before the move 8. Failing to understand your insurance options 9. Entrusting irreplaceable valuables in the hands of the movers 10. Not understanding the moving paperwork Non-Allowable Items: What To Do When Movers Say No Hazardous materials Perishable food Pets and plants Irreplaceab...

Description Details
What this Book is About? The 1990s decision of Thailand to transition some public universities towards autonomy retained overall accountability for government allocations while internal university matters were to be left to University Councils. An autonomous university in Thailand is defined as a government agency that receives a block grant, operates outside the government bureaucracy and is overseen by the Minister of Education. This includes freedom to determine salaries and staff benefits. The policy objective was to allow flexibility to increase fiscal and academic efficiencies. The process of moving from a finely detailed and inflexible government department budget to one managed according to a strategic plan requires skilled planning. This is the process described and analysed in this book. The book context considered the subjects of: universities as specific institutions; the origins and operations of Thai universities; specificities of the South of Thailand (where Thaksin University is located); modernization of the sector, and university budgeting and financial management. Upon being proclaimed autonomous in 2008 th...

Table of Contents Details
What this Book is About? 1 Chapter 1 Towards University Autonomy 5 Using Experience from Australia 6 Relative Funding Models 7 National Weighting 8 University Administration in Thailand 9 Chapter 2 How Universities are Different 15 A. Universities as Specific Institutions 15 Universities in Australia 18 Recent Reforms in Australia 20 Autonomy and Academic Freedom 22 B. Origins and Operations of Thai Universities 23 The Role of Universities in Thailand 26 Thai and Global Universities 28 C. Specificities of Southern Thailand 30 D. Modernizing Thai Universities 35 Meaning of Autonomy in Thai Universities 37 The Transitional Path 44 Relative Funding Models 46 National Weightings 49 E. Budget Management in Univerities 50 Governance and Centrality of Finances 50 Model for Budgetary Autonomy 52 Learning from the Corporate Sector 53 Performance-Based Budgeting 61 Budgeting Transitions for Autonomy 66 The Autonomous University 68 Chapter 3 Analyzing the Transition to Autonomy 73 Nar...

Description Details
Beyond Apologies presents a number of myths about mainstream economics and clarifies their focus on consumption rather than on wellbeing. Each myth is followed by a discussion of a different way of addressing the issue. The book then presents various practical ways of remedying the situation. Topics covered include GDP, economic growth, microcredit, aid, and the Bretton Woods Organizations (the World Bank, International Monetary Fund, and World Trade Organisation). The book is intended for an international audience. Though filled with references, the book is written in a friendly and accessible rather than academic style, aimed at activists, NGO professionals, and others concerned about the poor, the disadvantaged, the environment, and the preservation of our resource base....

Excerpt Details
Society cannot get to a better place without looking at what is holding it back. Conventional beliefs about economics limit people to a few discourses and solutions that, rather than resolve problems, increase their magnitude. It is thus critically important to identify some widely accepted myths that underlie current economic discourse and to offer a more helpful and hopeful way of looking at the issues. Being free from dominant myths can lead to exciting new possibilities....

Table of Contents Details
INTRODUCTION: Why It Is Important To Learn About Economics PART I. ECONOMICS REVISITED: What we’ve always known about economics may not be so MYTH #1: The World’s Poor Just Need a Few More Dollars Per Day MYTH #2: GNP/GDP Tell Us How Well Everyone is Doing MYTH #3: Economic Growth is Necessary to End Poverty MYTH #4: The World Bank, the International Monetary Fund, and the World Trade Organization Seek Primarily to Alleviate Poverty MYTH #5: Aid Alone, or Aid as Currently Practiced, Significantly Reduces Poverty MYTH #6: Microcredit & Income Generation are Miracle Cures for Poverty MYTH #7: Inequality is Inevitable and is Less of a Problem than Poverty MYTH #8: Mainstream Economists Want Governments to Play Only a Minimal Role in the Economy MYTH #9: Whatever Governments Do, the Private Sector Can Do Better MYTH #10: When Corporations Prosper, Everyone Prospers MYTH # 11: Countries Should Get Rich First, Then Worry about Health and the Environment MYTH #12: The Mass Media Provides Unbiased Reporting on Economics MYTH #13: Greed is Good PART II. Achieving an economics of wellbeing...

Description Details
Many are referring to it as themost valuable book in America. This is the new book everyone's trying to get their copy of. Updated Edition, with foreword by Dr. Ron Paul it's A Must Have Book For All Investors Within these pages you will learn dozens of useful ideas including: The world's 3 safest currencies A one of a kind silver investment that could pay you 1,000% A simple way to organize all of your financial documents The secret paper currency used by the world's wealthiest people How to quickly open a foreign bank account online, no visit required Two of the most dangerous investments for the next 5 years The absolute best types of businesses to start The only five things you absolutely, positively must have to ensure you and your family can safely survive just a current crisis. This is The Updated Edition Foreword by Dr. Ron Paul that Features 238 Pages. That's 131 more pages than the first model. For a limited time America 2020 : The Survival Blueprint will be bundled with an additional 5 Exclusive PDF E-Books from Stansberry Research....

Excerpt Details
Stop… Before you read this book, I need to warn you. I’m about to make some arresting claims about the future of our country. I know this is a politically charged and emotional issue. My conclusions will not be easy for most readers to accept. Likewise, many of the things I am writing about will challenge people to re-examine what they believe about their country. Understand, I am only writing about the facts as I find them. And the facts about America tell a painful story about a country in a steep decline, beset by problems of its own making. I fear this publication will spark a tremendous amount of controversy. Many people will surely accuse me of deliberately writing inflammatory things to stir the pot and gain attention. That’s not my intention. I’ve gone to great lengths throughout my career to protect my privacy. I am speaking out because someone must. And I have the resources to do it. I am sharing these ideas with all who will listen because I know we have arrived at the moment of a long-brewing crisis. I am only drawing conclusions based on the situation as it stands. I am not saying these condit...

Table of Contents Details
Part I The Three Great Corruptions That Are Destroying America The Corruption of Politics 1 The Corruption of Debt 7 The Corruption of Currency 13 The Mutiny on the Dollar 18 The Future of America 22 Part II The Three Assets You Do Not Have to Report to the U.S. Government How to Prepare for the Biggest Government Encroachment in U.S. History 25 Three Tips to Keep Your Wealth Out of the United States 28 Part III Secrets of the Silver Market Owning Silver Is the Best Decision You Can Make 33 A Silver Investment Created by the U.S. Government 37 Where to Get Your U.S. Coins 40 Safe Silver: A Far Better Business 41 Part IV The World’s Most Valuable Asset in a Time of Crisis How You Can Protect Yourself – and Even Profit – in the Face of a Crisis 45 One of the Best ‘Crisis Asset’ Companies in the World 49 Part V The Nine Most Important Things I’m Doing to Prepare for a Crisis in America An Interview with Porter Stansberry 53 Summary: Porter’s Nine Keys to Survive a Currency Crisis 70 Part VI How to Own the World’s Trophy Assets The Most Profitable and Stable Form of Leveraged Investing 72 How Priv...

Description Details
This book examines the economics of the postal sector through three lenses: snapshot and trends, models, and opportunities. In the years to come, the Universal Postal Union plans to develop its role as a knowledge centre for the postal sector from these perspectives. At this time of radical transformation of the postal sector, it is important to understand how the sector has evolved historically, how it is connected with the economic system, and where it is heading. This book thus first presents a long-run view, focusing on incumbent operators over the last three decades, and then describes their development in the last five to ten years. It also offers a real-time picture based on daily “big postal data”, revealing one of the greatest opportunities for the sector in terms of forecasting and product design....

Table of Contents Details
PREFACE Bishar A. Hussein ACKNOWLEDGEMENTS INTRODUCTION Development strategies for the postal sector: an economic perspective José Ansón and Matthias Helble CHAPTER 1 Postal economics and statistics for strategy analysis – The long view José Ansón and Matthias Helble CHAPTER 2 Postal economics and statistics for strategy analysis – The short view Joëlle Toledano Bialot CHAPTER 3 Status of the postal service 20 years after the green paper: a Franco-European perspective José Ansón, Rudy Cuadra, Altamir Linhares, Guillermo Ronderos and Joëlle Toledano Bialot CHAPTER 4 The economics of postal delivery in developing countries: learning from the Latin American and Sub-Saharan African experiences José Ansón, Rudy Cuadra, Altamir Linhares,Guillermo Ronderos and Joëlle Toledano Bialot CHAPTER 5 Postal regulation in Sub-Saharan Africa Marie-Odile Pilley CHAPTER 6 Financial inclusion, postal banking and the future postal economic model José Ansón and Joëlle Toledano Bialot CHAPTER 7 Big postal data, now casting and the global pulse of the economy José Ansón and Matthias He...

Description Details
Includes an opening summary page in all major regional languages (English, Bahasa Indonesia, Bahasa Malaysia, Burmese, Filipino, Khmer, Lao, Thai Vietnamese and Chinese. Beginning with the common origins of Southeast Asia’s peoples and languages, their shared heritage is emphasized through agricultural, archeological, cultural, geographical, historical, linguistic, religious and technological fields. Perennially defined by rice, stability and commerce, Southeast Asia has evolved a common trading ethic and morality influenced by China and India long before a short European colonial interlude. Historically known as a Golden Land, the region exudes a resilience founded in millennium-long traditions that are today expressed through local adaptations of world religions. ...

Table of Contents Details
Summary Overview: in English v in Bahasa Indonesia vi in Bahasa Malaysia vii in Burmese viii in Filipino x in Khmer xi in Lao xii in Thai xiv in Vietnamese xvi in Chinese xvii if you would know me … xviii Author’s Note xix Chapters 1. One Common Region 1 2. Defining Southeast Asia 7 3. From Trade to Civilization 17 4. Commercial and Technology 25 5. Adapting to New Overlords 33 6. Rice and Culture 39 7. United by Commerce 45 8. 18th Century Consolidation 53 9. British-led Resurgence 57 10. Transition to 20th Century 63 11. Pendulum of Commerce 67 12. Emerging 1930s States 73 13. War and Independence 79 14. Marching to Statehood 83 15. Emerging Leadership 91 16. States to Nations to Region 99 17. Remote Peoples 105 18. Beliefs Systems 113 19. Evolving Syncretism 121 20. Religious Rebellions 129 21. Religion within Politics 137 22. Trade and Worldviews 143 23. Conclusion: Uniting Commonalities 147 Bibliography & Endnotes 155 Index 162 ...